Insurance Litigation

The Law Offices of Fink & Hayes
North Carolina Bad Faith Insurance Attorneys

Not everyone in North Carolina has automobile insurance. That’s why state law allows insured motorists to file a claim with their own insurer in cases where an uninsured or underinsured driver has injured them in an auto accident. However, since insurance companies have a financial incentive to reduce the amount of losses on policies they underwrite, it’s not uncommon for policyholders to enter into disputes with their insurer. At the Law Offices of Fink & Hayes we confront difficult insurers with medical facts, studies conducted by economic impact analysts, and insurance industry professionals in exposing their bad faith practices in denying or reducing your claim.

Don’t be intimidated by an insurance company – be prepared. Remind them they’re not above the law – contact the Law Offices of Fink & Hayes. Located in Charlotte,, we represent clients throughout North Carolina, including Fayetteville, Gastonia, Raleigh, Winston-Salem, and Durham.

When Insurers Act in Bad Faith

The personal injury lawyers at the Law Offices of Fink & Hayes represent clients in cases involving the following kinds of insurance bad faith:

• refusal to pay a claim or cover a loss contained in a policy
• underpayment of claim
• unexplained cancellation of a policy

Identifying Bad Faith Practices

First of all, it’s important to read your policy and know what you are – and are not – covered for in an accident. If your policy provides coverage for accidents involving uninsured and underinsured motorists, your insurer is responsible for covering losses up to the limits of your policy.

If an insurance company refuses to honor your policy, fails to notify you in a timely manner of its decision, or offers a unreasonably low claim payout, they run the risk of acting in bad faith.

I Keep Getting the Run Around – What Should I Do?

If your insurance company refuses to resolve auto insurance claims for coverage involving uninsured and underinsured drivers, consult with one of our bad faith insurance litigation lawyers immediately. In some cases, there is a limited amount of time you have before you lose the right to take your insurer to court. More importantly, if you believe your insurance company is deliberately trying to minimize your estimated losses, having an attorney represent you sends a clear message that you will not be taken advantage of or mislead.

Don’t Be a Victim Twice

With decades of legal experience, our personal injury attorneys have a thorough knowledge of the kinds of tactics and maneuvers employed by insurers to avoid paying claims. We’ll make them listen – contact the North Carolina bad faith insurance lawyers at Fink & Hayes.

Located in Charlotte, North Carolina, we represent clients in North Carolina and South Carolina, including such cities as Statesville, Hickory, Asheville, Greenville, Greensboro, Winston-Salem, Fayetteville, Raleigh, Wilmington, Rock Hill and Durham.